Category: investing
Staying the Course: Disciplined Planning Leads To Flexibility
To some investors, financial planning can initially appear full of rules and rigidity. During your earning years, accumulating wealth is often achieved by years of disciplined saving and investing. In retirement, sustaining that wealth requires not only spending within one’s means, but also making...
How the One Big Beautiful Bill Act Could Impact Financial Planning
On the Fourth of July, President Donald J. Trump signed the One Big Beautiful Bill Act (OBBBA) into law, ending months of tense Congressional negotiations. The final draft came with fewer major changes than many analysts anticipated. However, several provisions could impact the financial planning...
Navigating Equity Compensation: Tax & Portfolio Planning
At the executive level, equity incentives are a common feature of compensation plans. But while equity compensation can offer a valuable financial boost, it can also introduce challenges without proper preparation.
Planning Amidst Volatility
By any measure, the second quarter of 2025 has been a volatile experience for investors as global financial markets made dramatic swings, largely in response to a highly uncertain economic policy environment.
2025 Market Commentary – Bull vs. Bear and Beyond
Like most investors, we have been impressed by the enduring strength of the U.S. economy and the overall performance of the market. Financial assets delivered another superb year in 2024, driven by resilient economic growth, declining inflation, and enthusiasm surrounding advances in artificial...
Portfolio Construction Considerations
“How will my account be invested?” At The Fiduciary Group, we believe a thoughtful response to this question begins with the creation and implementation of an Investment Policy Statement (IPS) for the client. The IPS serves as a framework for how the portfolio will be managed and takes into...
How Presidential Elections Can Affect the Stock Market
Election season is upon us, and one of the most frequent questions our team gets asked is, “How will the 2024 presidential election results affect markets?” While we appreciate that elections are emotionally charged events, it is important to remember that an investment portfolio is a long-term...
2024 Market Commentary - Bull vs. Bear
Like most investors, we were pleasantly surprised by the resilience of the economy and performance of the markets in 2023. A year ago, 80% of macroeconomists were predicting a recession for 2023, and investor sentiment was decidedly bearish following the poor performance for stocks in 2022, their...
End-of-Year Action Items for Investors for 2023
As the end of 2023 approaches, there is still time to make impactful decisions to position your savings strategy for success. Taking a few important steps in December can help to maximize your goals for 2023 and ensure that you’re entering the New Year ready to make the most of your financial plan.
Putting Your Cash To Work
In response to 11 Fed interest rate increases since March 2022, savers should reconsider the wisdom of “parking” cash in a traditional bank savings account and explore investment options that carry relatively low risk in today’s higher interest environment. The rise in interest rates offers...