Why An Estate Plan Is Essential For Investors

July 2021  By: MICHAEL McLEOD, CFP®
Why An Estate Plan Is Essential For Investors
A new President brings new priorities and a new fiscal plan to fund those priorities. Consequently, there has been much discussion this year of potential impacts to income and estate taxes. Despite a lot of conversation and preliminary proposals, we still lack clarity on what changes may ultimately...

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Is Inflation Back?

July 2021  By: JARED HAMMERS, CFA
Is Inflation Back?
As the economy reopens and we begin our post-pandemic lives, the world is starting to feel normal. However, many market prognosticators are calling for something that has not been present in America for a long time – a sustained period of above average inflation.

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Keep an Eye on Proposed Tax Changes to Fund U.S. Economic Stimulus Plans

May 2021  By: JOEL GOODMAN, CFA
Keep an Eye on Proposed Tax Changes to Fund U.S. Economic Stimulus Plans
The fiscal stimulus train in Washington has continued to move forward. To date, Congress has passed several stimulus plans totaling an eye-popping $5 trillion to help mitigate the negative financial impact of the pandemic on Americans from coast to coast.

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Speculating vs. Investing

February 2021  By: TFG INVESTMENT TEAM
Speculating vs. Investing
Over the past several weeks, significant volatility in the share price of video game retailer GameStop dominated news headlines. The shares began to soar at the end of January when investors united on social media platforms to drive the stock price higher (an outcome that was possible given the...

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Our Perspectives on 2020

December 2020  By: TFG INVESTMENT TEAM
Our Perspectives on 2020
When we wrote to our clients at the end of 2019, we opened with the following message: “As we begin a New Year and a new decade, many financial experts are polishing their financial crystal balls in an attempt to predict what the market will – or won’t – do in 2020 and beyond.

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How to Determine Your Ideal 401(k) Asset Allocation

October 2020  By: KYLE POWERS, CFP®, MBA, AIF
How to Determine Your Ideal 401(k) Asset Allocation
There are three major factors that impact your retirement goals: how much money you save, how long you save, and the rate of return on those savings. Quite often, investors focus on their short-term rate of return, which is the factor over which they typically have the least control. In fact,...

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Why the Dow and S&P 500 Don’t Tell the Whole Story

September 2020  By: JOEL GOODMAN, CFA
Why the Dow and S&P 500 Don’t Tell the Whole Story
At the end of August, ExxonMobil, Pfizer, and Raytheon Technologies were replaced in the Dow Jones Industrial Average by Salesforce.com, Amgen and Honeywell International.

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Asset Allocation: The Importance of Maintaining a “Balanced” Approach in Today’s Market Environment

August 2020  By: JARED HAMMERS, CFA
Asset Allocation: The Importance of Maintaining a “Balanced” Approach in Today’s Market Environment
As with most things in life, it’s uncommon to find a free lunch in investing. Generally speaking, investment returns tend to be commensurate with the level of risk incurred. However, it seems some investors are questioning that rule and reacting to the current low interest rate environment by...

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9 Tips to Build and Manage Your 401(k) Account

July 2020  By: JULIA BUTLER, CFP®, JD, MBA, CFEI
9 Tips to Build and Manage Your 401(k) Account
You’ve signed up for your company’s 401(k) plan, but that’s only the first step in saving for retirement. Keep in mind that the primary factors which determine your success in adequately funding your retirement are how much money you save, how long you save, and the rate of return on your savings....

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What Should You Do with Those Old Retirement Accounts?

July 2020  By: KYLE POWERS, CFP®, MBA, AIF
What Should You Do with Those Old Retirement Accounts?
You’ve worked hard over the years and diligently contributed to your workplace retirement account. You focused on the right things, like proper asset allocation, receiving the full employer match and deferring enough from each paycheck to reach your retirement goals.  After all, you’re not planning...

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