We send monthly newsletters to our clients, colleagues, and interested parties.


We’re not just advisors, we are educators!

November 2018  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

As a financial planner and investment advisor, my starting point is client education. To me this makes sense, because we all tend to be more engaged with matters that we understand—and understanding usually starts with knowledge. My goal is to empower clients with the knowledge they need to make good financial decisions for themselves and…

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The Perils of Market Timing


Following a choppy start to 2018, the U.S. stock market climbed 8% in the third quarter. However, most of those gains were given back during the recent sell-off. Even with the pullback, longer term returns have still been impressive: through October 24th, the trailing five-year and ten-year returns for the S&P 500 were 10.9% and…

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The Countdown to Retirement: 7 Smart Ways to Get Ready


Most people become even more focused on planning and saving as they near retirement age. The most common questions we hear people ask is, “Will I have enough money?” followed closely by, “When can I retire?” But what about high earners who know they’ll have enough money for their golden years? Is retirement planning still…

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Investing in Continuing Education

October 2018  By: SHANON ROYAL, CPA, IACCP®

  The Fiduciary Group is proud to announce that Shanon Royal has obtained her IACCP® compliance designation. Successful completion of the certification program demonstrates commitment to professional development of the knowledge, skills, and best practices required in administering the firm’s compliance program, testing and reviews. Shanon joined TFG in April of 2016 as Director of…

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The 9 Must-Have Tips for Picking a New 401(k) Plan

September 2018  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

  Are you unhappy with your existing 401(k) provider and want a better option for your employees? Perhaps you’re wondering if there are better investment options out there — or if your 401(k) fees are too high. Maybe you’ve even found yourself dealing with the fallout from a poorly administered plan, and you’re looking to…

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Planning for the Trip of a Lifetime

September 2018  By: MALCOLM BUTLER, JD

  I recently traveled abroad and while I was preparing for the trip, I tried to anticipate the problems that travelers might encounter. Properly preparing for a trip means planning for contingencies and emergencies. We made sure to double and triple check that we had the necessary clothing, our passports, voltage converters, cash and quite…

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Oh No! The Big 5-0

September 2018  By: JOEL GOODMAN, CFA

  Joel Goodman, Chief Investment Officer of The Fiduciary Group, celebrated his 50th birthday on September 12th. TFG celebrated this big milestone by decorating Joel’s office with an embarrassing amount of balloons and by serving up a birthday breakfast for the whole team to enjoy. There was plenty to celebrate, as this year also marks Joel’s…

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Life Insurance–Too Little or Too Much?

September 2018  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

Life insurance is a risk management tool for both personal and business risks. In the event of the premature death of an income earner or parent, life insurance can provide tax-free cash to cover immediate expenses as well as ongoing financial support for the family. How much life insurance you need depends on your unique…

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Managing Financially After Losing A Spouse

August 2018  By: JOEL GOODMAN, CFA

Grappling with the loss of a loved one is the most difficult time in one’s life. Often, after years of working with an affluent couple, we find ourselves guiding the surviving spouse through the financial aspects of this major life change. Generally, it’s the husband who passes first, so quite often we’re working with the…

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Choosing A Smart Investment Strategy


  If you’ve ever looked at a graph of stock market returns, you might notice the similarities with an EKG.  Lots of ups and downs. But overall, the trend is up.  Over the long term, the stock market has delivered compounded annual rates of return of 8-10% per year.  In order to achieve the long-term…

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