We send monthly newsletters to our clients, colleagues, and interested parties.


A Rational Approach to Market Volatility


Through the first nine months of the year, it looked like 2018 would be another pleasant year for investors. The S&P 500 climbed more than 7% in the third quarter, pushing the year to date return for the index above 10%. But those gains – and then some – evaporated in the fourth quarter, with…

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A Financial Planning Christmas Carol

December 2018  By: JULIA BUTLER, CFP®, JD, MBA

Maybe it’s the holiday season, but financial planning makes me think of Charles Dickens’s A Christmas Carol.  Remember how Ebenezer Scrooge was visited by 3 ghosts—Christmas Past, Christmas Present, and Christmas Future?  It gave him the opportunity to witness, from a reality-ringside seat, a view of where he’d been, where he is presently, and where…

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Hiring a CFO to Manage Your Family’s Wealth

December 2018  By: JOEL GOODMAN, CFA

As you accumulate significant wealth, your financial world becomes increasingly complex. Your wealth may include not only stocks and bonds, but also private equity investments, real estate and perhaps a family business. Your estate plan may be complicated as well and may include a private foundation. At some point, high-net-worth individuals may find their attention…

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December 2018  By: MALCOLM BUTLER, JD

We enjoyed a wonderful Thanksgiving and Christmas, spending time with friends and family.  I have so much to be thankful for.  I am blessed to have such a wonderful family and to share time with so many exceptional friends. I am also quite fortunate to have work family and friends who have helped me build…

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Not Reaching for Yield

November 2018  By: JARED HAMMERS, CFA

At the 2013 Berkshire Hathaway meeting, a shareholder asked Charlie Munger for his thoughts on Federal Reserve policy and interest rates. Here’s what he had to say: “Well, I strongly suspect that interest rates aren’t going to stay this low for extended periods. But, as I pointed out, practically everybody has been very surprised by…

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How a Trust Can Protect Your Family from Themselves

November 2018  By: MALCOLM BUTLER, JD

You’ve worked hard to build wealth. You have more money than you will need in your lifetime and you want to ensure your assets will benefit your family once you’re no longer at the helm. One way to do this is to leave your estate to your loved ones through a will. Even though our…

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We’re not just advisors, we are educators!

November 2018  By: JULIA BUTLER, CFP®, JD, MBA

As a financial planner and investment advisor, my starting point is client education. To me this makes sense, because we all tend to be more engaged with matters that we understand—and understanding usually starts with knowledge. My goal is to empower clients with the knowledge they need to make good financial decisions for themselves and…

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The Perils of Market Timing


Following a choppy start to 2018, the U.S. stock market climbed 8% in the third quarter. However, most of those gains were given back during the recent sell-off. Even with the pullback, longer term returns have still been impressive: through October 24th, the trailing five-year and ten-year returns for the S&P 500 were 10.9% and…

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The Countdown to Retirement: 7 Smart Ways to Get Ready

October 2018  By: SCOTT McGHIE, CFA, CPA

Most people become even more focused on planning and saving as they near retirement age. The most common questions we hear people ask is, “Will I have enough money?” followed closely by, “When can I retire?” But what about high earners who know they’ll have enough money for their golden years? Is retirement planning still…

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Investing in Continuing Education

October 2018  By: SHANON ROYAL, CPA, IACCP®

  The Fiduciary Group is proud to announce that Shanon Royal has obtained her IACCP® compliance designation. Successful completion of the certification program demonstrates commitment to professional development of the knowledge, skills, and best practices required in administering the firm’s compliance program, testing and reviews. Shanon joined TFG in April of 2016 as Director of…

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