READ OUR PUBLICATIONS

We send monthly newsletters to our clients, colleagues, and interested parties.

SUBSCRIBE TO OUR NEWSLETTER

Entrepreneurial Estate Planning 

July 2015  By: MALCOLM BUTLER, JD

Over the years, a number of clients and friends have approached me to assist them with their estate planning needs. Because my legal license is inactive, I don’t draft estate planning documents. However, with over 30 years of experience in administering estates and trusts, I can often bring an insightful vantage point to the estate…

Read More

Search For Yield Continues

July 2015  By: JOEL GOODMAN, CFA, SCOTT McGHIE, CFA, CPA

As with most investors, our goal is to maximize the total return that we receive from an investment (within a risk-adjusted framework). Total return is comprised of two components: 1)the income received (interest from fixed-income investments and dividends received on equity investments), and 2) the capital appreciation due to the change in the market value…

Read More

Self-Funding A College Education

June 2015  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

Funding a child’s or grandchild’s education is a high-priority savings goal for many families. This article will answer a few important questions: 1. How much will college cost? 2. How much do I need to save to fund the estimated expenses? 3. What types of accounts should I use to save for and pay for…

Read More

Savannah Fiduciary Seminar Makes 2015 Presentations and Exhibits Available Online

The Savannah Fiduciary Seminar has made the 2015 presentations and exhibits available online in the form of podcasts, PDF downloads, and PowerPoint presentations. The Seminar brings together top professional service firms to present important updates, insights, and practical tips for 401(k) and Defined Contribution Plan managers and administrators to meet key fiduciary duties. The 2015…

Read More

Fiduciary Group Teams up with Focus Financial Partners

April 2015  By: MALCOLM BUTLER, JD

The Fiduciary Group has entered into a strategic partnership with Focus Financial Partners effective April 1, 2015. Focus is the world’s largest partnership of independent wealth management firms, with partners across the United States and in the UK and Canada. We became the 32rd partner firm and the first and only firm in the Coastal…

Read More

Active vs. Passive Mutual Funds

April 2015  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

Are mutual fund investors better served by investing in actively or passively managed mutual funds and ETFs? Short answer: depending on one’s individual circumstances, both types of funds can play a positive role in a well-diversified investment portfolio. Diversification among active and passive strategies can be additive to a portfolio’s returns, reduce overall expenses, and…

Read More

Rising Equity Glidepath in Retirement

January 2015  By: MALCOLM BUTLER, JD

Conventional wisdom in the investment advisory world has typically been that retirees should gradually reduce their equity exposure during retirement. One popular rule of thumb is that equity allocations should be annually rebalanced based on a formula of 100 less the retiree’s age. For example, a 70 year old retiree should have 30% equity (100-70)…

Read More

Putting the Brakes on the Emotional Rollercoaster

January 2015  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

Emotions can cause investors to do the wrong thing at the wrong time. We all know, rationally, we should buy low and sell high. Yet emotions can cause investors to do just the opposite. Market cycles—and the emotions that they incite—can feel like a roller coaster ride. When the stock market is rising, investors feel…

Read More

The Gen-X 401(k) Millionaire

October 2014  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

Generation X—those born between 1965 and 1978—is known as the “401(k) generation.” They entered the workforce about the time that 401(k) plans were being introduced, and started their own retirement savings earlier than prior generations (the average age to start saving for retirement was 27). They highly value 401(k) plans as an important benefit, evidenced…

Read More

Investing Cash in Bull Markets

October 2014  By: MALCOLM BUTLER, JD

A common question that I frequently hear from our clients at The Fiduciary Group is “how can we invest fresh cash in stocks and bonds when prices seem so high?” Stock indices have repeatedly set new records this year, and bond prices have moved higher as yields have hovered near historic lows. Investors have continued to put…

Read More