Why the Dow and S&P 500 Don’t Tell the Whole Story

  By: JOEL GOODMAN, CFA

At the end of August, ExxonMobil, Pfizer, and Raytheon Technologies were replaced in the Dow Jones Industrial Average by Salesforce.com, Amgen and Honeywell International. ExxonMobil’s removal is notable because the company has been a member of the Dow for more than 90 years: Standard Oil Company of New Jersey, a predecessor to ExxonMobil, was added…

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The Countdown to Retirement: 7 Smart Ways to Get Ready

  By: SCOTT McGHIE, CFA, CPA

Most people become even more focused on planning and saving as they near retirement age. The most common questions we hear people ask is, “Will I have enough money?” followed closely by, “When can I retire?” But what about high earners who know they’ll have enough money for their golden years? Is retirement planning still…

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Choosing A Smart Investment Strategy

  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

  If you’ve ever looked at a graph of stock market returns, you might notice the similarities with an EKG.  Lots of ups and downs. But overall, the trend is up.  Over the long term, the stock market has delivered compounded annual rates of return of 8-10% per year.  In order to achieve the long-term…

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The Benefits of Trusts

  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

Trusts can serve many purposes in a family’s financial, retirement, estate, and tax planning. Trusts can ensure that assets are professionally managed across generations and distributed in line with the grantor’s intentions. Trusts can, among other things, remove assets from one’s estate, carry out charitable intent, reduce income taxes, protect beneficiaries from spendthrift propensities, protect…

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