Public vs. Private Equity

December 2019  By: MALCOLM BUTLER, JD

At The Fiduciary Group, our investment universe primarily consists of publicly-traded equities (stocks) and fixed income securities (bonds).  From time to time, we receive questions from clients about making investments in non-publicly traded companies.  We typically refer to these types of investments as private equity, which consists of capital not listed or traded on a…

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Year-End Planning Strategies

November 2019  By: MICHAEL McLEOD, CFP®

It always seems hard to believe, but another year is nearing a close and the holiday season is upon us. Now that we are in the final months of 2019, The Fiduciary Group team is hard at work helping our clients address a variety of year-end planning considerations.  The end of the year is a…

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Is Your Company’s 401(k) Plan Truly Looking Out for Employees?

November 2019  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

As a responsible employer, you want the best for your team members and your company. In today’s competitive job market, it’s important to offer your employees an effective 401(k) plan that will help them achieve financial success in retirement as well as improve their overall financial wellness in their working years. The nature of and…

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Ignore Elections — Focus on the Long Term

October 2019  By: SCOTT McGHIE, CFA, CPA

As 2019 draws to a close, we’ve started to field an increasing number of questions about the potential impact of next year’s U.S. Presidential election. Specifically, clients are concerned about the potential impact that specific candidates and the policies they’ve advocated may have on the economy, the stock market, and their portfolio. For that reason,…

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Understanding the Mutual Fund Selection Process

October 2019  By: JARED HAMMERS, CFA

For many of our wealth management clients, we gain exposure to certain asset classes through hiring mutual fund managers. With thousands of available options, selecting a mutual fund is a daunting task for many investors. Understanding a fund’s track record, expenses and other publicly available attributes might be a good starting point for fund evaluation,…

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Living with Uncertainty and Volatility

September 2019  By: JOEL GOODMAN, CFA

Over the past twenty-five years, the internet has profoundly changed many facets of our lives. And the pace of change has accelerated in the past decade with the proliferation of internet-connected mobile devices. Billions of people worldwide now have access to a wealth of knowledge. It’s a never-ending flow of news and information – instantaneous…

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The Importance of the CFP® Designation

September 2019  By: MICHAEL McLEOD, CFP®

Our clients are successful because they’re great at what they do, whether they own a local company, run a family-owned business or lead a large corporation. For clients who have a demanding work schedule, finding the time to focus on personal finances can be challenging, which is why it’s important to work with an experienced…

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Thinking About Share Repurchases

July 2019  By: ALEX MORRIS, CFA, MBA

When public companies generate cash, they have a handful of options: park it in a bank account; reinvest in their business; acquire other companies; pay dividends; or repurchase their stock. Among these avenues, share repurchases draw a disproportionate amount of attention. They are viewed skeptically as a form of financial engineering that is solely focused…

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Cyber Security — Thoughts in Hindsight

June 2019  By: BRENDAN FLAHERTY

Imagine your entire world being turned upside down. You thought it wouldn’t happen to you. But now your accounts have been hacked and you are exposed. For many, cyber security is an afterthought until it happens personally. Yet taking simple steps can greatly improve your chances of avoiding data exposure. Below are 10 habits that…

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Saving for Your Child’s College Education

June 2019  By: SCOTT McGHIE, CFA, CPA

Benjamin Franklin once observed, “An investment in knowledge always pays the best interest.” Indeed, planning for your children to attend college is one of the most important investment decisions you’ll make in life. That plan must be developed, reviewed and adjusted many times through the years, long before your child dons a cap and gown…

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