5 Ways to Ease the Transition Before and After Retirement

December 2019  By: JOEL GOODMAN, CFA

You’ve worked hard your entire career, creating an exceptional track record at work and building a successful, fulfilling life for your family. Retirement is on the horizon – or, perhaps, it’s already here. According to the U.S. Census Bureau, the average length of retirement is 18 years, and the average age at which people retire…

Read More

Year-End Planning Strategies

November 2019  By: MICHAEL McLEOD, CFP®

It always seems hard to believe, but another year is nearing a close and the holiday season is upon us. Now that we are in the final months of 2019, The Fiduciary Group team is hard at work helping our clients address a variety of year-end planning considerations.  The end of the year is a…

Read More

Is Your Company’s 401(k) Plan Truly Looking Out for Employees?

November 2019  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

As a responsible employer, you want the best for your team members and your company. In today’s competitive job market, it’s important to offer your employees an effective 401(k) plan that will help them achieve financial success in retirement as well as improve their overall financial wellness in their working years. The nature of and…

Read More

The Importance of the CFP® Designation

September 2019  By: MICHAEL McLEOD, CFP®

Our clients are successful because they’re great at what they do, whether they own a local company, run a family-owned business or lead a large corporation. For clients who have a demanding work schedule, finding the time to focus on personal finances can be challenging, which is why it’s important to work with an experienced…

Read More

Multigenerational Family Unity and Prosperity

August 2019  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

If you could see your children, grandchildren, and great-grand children together at a family gathering 50 years from now, what would you want to see and hear? Many would answer with phrases like “family unity,” “individual accomplishment,” “family members living full productive lives,” “prosperous,” and “community involvement.”  Most parents would like to see that the…

Read More

Establish Trusts to Create Peace of Mind

July 2019  By: MALCOLM BUTLER, JD

I recently had an older client with a significant net worth who spent most of his life in good health, but experienced a severe mental decline in his final years. Unfortunately, he never set up a trust to protect his assets, so it became challenging to look out for his best interests using only a…

Read More

July is National Retirement Planning Month

Julia joined WTOC Mid-Morning LIVE to give sound advice and tips on saving for retirement. Watch the interview here!

Saving for Your Child’s College Education

June 2019  By: SCOTT McGHIE, CFA, CPA

Benjamin Franklin once observed, “An investment in knowledge always pays the best interest.” Indeed, planning for your children to attend college is one of the most important investment decisions you’ll make in life. That plan must be developed, reviewed and adjusted many times through the years, long before your child dons a cap and gown…

Read More

What to Do When a Loved One is Diagnosed with Dementia

May 2019  By: MALCOLM BUTLER, JD

We have seen an increase in the number of our clients or their parents suffering from dementia.  According to the Alzheimer’s Association, there are just under 6 million Americans living with Alzheimer’s and this figure is expected to grow to nearly 14 million in the next 30 years.  As we continue to live longer, the…

Read More

Sustaining Family Wealth & Unity

May 2019  By: JULIA BUTLER, CFP®, JD, MBA, CFEI, BESS BUTLER

Historically, 70% of inheritors squander their inheritance, and 90% of families fail to maintain their family unity and wealth for more than three generations.  If Financial Planning helps protect and grow your money, and Estate Planning prepares your money for your family,  Heritage Design, the third element of successful multi-generational planning, helps prepare your family for…

Read More