The Importance of the CFP® Designation

September 2019  By: MICHAEL McLEOD, CFP®

Our clients are successful because they’re great at what they do, whether they own a local company, run a family-owned business or lead a large corporation. For clients who have a demanding work schedule, finding the time to focus on personal finances can be challenging, which is why it’s important to work with an experienced…

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Multigenerational Family Unity and Prosperity

August 2019  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

If you could see your children, grandchildren, and great-grand children together at a family gathering 50 years from now, what would you want to see and hear? Many would answer with phrases like “family unity,” “individual accomplishment,” “family members living full productive lives,” “prosperous,” and “community involvement.”  Most parents would like to see that the…

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Establish Trusts to Create Peace of Mind

July 2019  By: MALCOLM BUTLER, JD

I recently had an older client with a significant net worth who spent most of his life in good health, but experienced a severe mental decline in his final years. Unfortunately, he never set up a trust to protect his assets, so it became challenging to look out for his best interests using only a…

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July is National Retirement Planning Month

Julia joined WTOC Mid-Morning LIVE to give sound advice and tips on saving for retirement. Watch the interview here!

Saving for Your Child’s College Education

June 2019  By: SCOTT McGHIE, CFA, CPA

Benjamin Franklin once observed, “An investment in knowledge always pays the best interest.” Indeed, planning for your children to attend college is one of the most important investment decisions you’ll make in life. That plan must be developed, reviewed and adjusted many times through the years, long before your child dons a cap and gown…

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What to Do When a Loved One is Diagnosed with Dementia

May 2019  By: MALCOLM BUTLER, JD

We have seen an increase in the number of our clients or their parents suffering from dementia.  According to the Alzheimer’s Association, there are just under 6 million Americans living with Alzheimer’s and this figure is expected to grow to nearly 14 million in the next 30 years.  As we continue to live longer, the…

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Sustaining Family Wealth & Unity

May 2019  By: JULIA BUTLER, CFP®, JD, MBA, CFEI, BESS BUTLER

Historically, 70% of inheritors squander their inheritance, and 90% of families fail to maintain their family unity and wealth for more than three generations.  If Financial Planning helps protect and grow your money, and Estate Planning prepares your money for your family,  Heritage Design, the third element of successful multi-generational planning, helps prepare your family for…

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6 Key Considerations Before You Sell Your Business

April 2019  By: JOEL GOODMAN, CFA

Are you thinking about selling your business? Whether you own a new start-up or an established family-owned company, it’s critical to be strategic, thoughtful and intentional because the decisions you make now will affect your ability to protect and grow the proceeds from the sale for years to come. Selling a business isn’t an overnight…

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Taking Financial Wellness from Good to Great!

March 2019  By: JULIA BUTLER, CFP®, JD, MBA, CFEI

I’ve had the pleasure recently of working on financial planning with three young couples, one in their early 30’s, one in their early 40’s, and one in their early 50’s. They are all high-income earners and have managed their finances responsibly. They save regularly to their respective 401(k) plans, live comfortably within their means, are…

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7 Considerations for the Multigenerational Transfer of Wealth

March 2019  By: MALCOLM BUTLER, JD

Congratulations on becoming a grandparent! By any measure, this is an exciting, rewarding time. This life change also offers the opportunity to revisit your estate plan to determine the best ways to “pay it forward” for your grandchildren. What should you keep in mind when planning to share your wealth with future generations? How can…

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